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For those who are not familiar with the term, “BOYL” stands for “Build on Your Own Lot”. In the world of real estate, this acronym is often used by builders to refer to their services for constructing new homes on land that has already been purchased by the homeowner. This approach to building a home differs from the traditional model where a developer or builder owns the land and develops it into a neighborhood or community with multiple homes.

In this blog post, we will delve into the details of what BOYL means, how it works, and why it is relevant in the real estate industry.

Understanding BOYL

The BOYL option allows home buyers to purchase a piece of land, either independently or with the help of a builder, and then construct a new home on that land. The buyer will work with the builder to design and construct the home, choosing from a range of pre-existing floor plans or opting for a completely custom design. This approach gives homeowners the freedom to choose their preferred location, and it allows builders to offer services outside of their existing developments.


Frequently Asked Questions

  1. Do production builders offer BOYL house plans?

Yes, many production builders offer BOYL options, so you don’t have to hire an architect to draw up a custom floor plan from scratch. Instead, you can select from a range of pre-existing plans that have already been developed by the builder.

  1. Are custom homes the same thing as the BOYL option?

Yes and no. Most of the time, a custom home is technically the same thing as the BOYL option, a site built home on the homeowner’s own land. However, the BOYL option typically refers to services offered by a production builder, where they build from their floor plan library on a lot not in one of their master planned communities or builder developments.

  1. Are manufactured homes or modular homes the same thing as the BOYL option?

No. Buying a manufactured or modular home is not the same thing as the BOYL option because the house is built on an assembly line, not on-site. Manufactured and modular homes are also placed on leased land, not homeowner owned.

  1. Do you need to own land before you start looking into BOYL options?

Not necessarily. Some builders will help home shoppers find and buy the perfect lot for their desired new home.

  1. Is a BOYL home more expensive than a traditional site-built home?

Not necessarily. Depending on the cost of land, how many upgrades you want to include in the home, and the desirability of the location of a builder’s communities, building a new home on a privately held lot can cost less than building a production home in local housing development.

When BOYL Option is Right for You

The BOYL option is ideal for home buyers who already own land and want to build a new home on that land, without being bound by the limitations of a specific community or development. It is also a good option for those who want to work with a specific builder that does not have developments in their desired location.

Moreover, building on your own lot allows you to control the overall cost of the project, and it gives you more control over the design and construction of your home. It also ensures that the location and surrounding environment will be tailored to your specific preferences.


BOYL is a popular term in the real estate industry, and it is a viable option for those who want to build their own home on their own land. If you are interested in the BOYL option, be sure to research and understand the process, as well as any legal and logistical considerations before embarking on the journey of building your own home.

Building a new home is a significant investment and decision, and the BOYL option can offer a range of benefits to prospective homeowners. The option to choose your own lot, customize your home design, and work with a builder of your choice can be appealing to many home buyers.

However, there are also some challenges associated with the BOYL option that potential buyers should be aware of. For example, if the land is not properly surveyed and inspected, it may not be suitable for construction, which could lead to unexpected costs and delays. Additionally, there may be zoning and regulatory requirements that must be considered and adhered to.

To mitigate these risks, it is important for home buyers to work with experienced professionals who can guide them through the BOYL process. This may include a real estate agent, builder, and land surveyor, among others. These experts can provide valuable advice and ensure that the home is constructed according to local regulations and best practices.

In conclusion, the BOYL option offers a unique and attractive opportunity for home buyers who want to build a new home on their own land. By carefully considering the benefits and challenges of this option, and working with experienced professionals, home buyers can ensure that their dream home becomes a reality.

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